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Wealth management

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Financial planning

Years of working with the debt arrangements of affluent and HNWIs has shown us that many Australians are too busy with their careers, families and businesses to pay adequate attention to their broader long term financial needs.

Due to the relationship we hold with our clients via property purchases and their borrowings, baldwinwicks Financial Advisers is in a unique position to offer the very best integrated financial strategies across all asset classes to assist them maintain and grow their wealth.

Increasingly, our clients use MAP to benefit from our strategic financial planning services. We understand that wealth preservation and growth are only achieved by adopting a long-term consistent approach that is focused on a set of objectives – and reviewed regularly – to ensure appropriate outcomes. We work with our clients in the following areas;

  • Financial planning – from identifying goals and financial issues, to preparing and implementing a financial plan. Our clients develop a clear vision of the future and a realistic plan to achieve them
  • Investment advice – providing clients with advice in a broad range of asset classes including direct shares, REITs, ETFs, other property investments and managed funds
  • Retirement planning – suitable strategies in the Transition to Retirement (TTR) and the Income phases
  • Superannuation & self-managed superannuation advice
  • Personal insurances – life insurance, TPD and income insurances.

The financial planning service we offer our clients is set out in a written agreement which details our obligations and how we charge. If you would like to discuss how we can assist you in managing your long-term wealth preservation and growth objectives, contact baldwinwicks.

Investment advice

baldwinwicks Financial Advisers provide clients with investment advice as a part of an overall financial strategy and long term plan. We provide these services to private clients, families and personal entities such as self-managed superannuation funds and family trusts.

We provide our clients with advice and execution in a broad range of asset classes including direct equities, ETFs, managed funds, fixed interest securities, REITs, new issues and other listed property investments.

Our investment philosophy is based on a long term and patient view of the markets, diversification, effective risk management, the protection of capital, regular review and discipline.

​​If you would like to discuss how we can assist you in managing your long-term investment objectives, contact baldwinwicks.

 

Retirement planning

baldwinwicks Financial Advisers provide clients with retirement planning as a part of an overall financial strategy and long term plan. We provide these services to private clients, families and personal entities such as self-managed superannuation funds and family trusts.

Effective retirement planning for our clients is commonly an integral part of our MAP debt management software solution that models and reports on the total debt positions of our clients. Coupled with our advice, optimal debt facility structuring and budget management, MAP enables our clients to rapidly reduce their household debt levels and increase savings, improve their net asset positions and build wealth. We call it debt reduction financial planning. MAP is suitable for clients who have debt in the form of a residential property mortgage, a business loan or an investment loan for the purchase of property as it delivers easier money management, quicker debt reduction and greater certainty in wealth creation.

If you would like to discuss how we can assist you in planning for your retirement, contact baldwinwicks

Superannuation & SMSF advice

baldwinwicks Financial Advisers provide clients with advice on all aspects of their retirement planning, including superannuation, self-managed super fund (SMSF) set-up, taxation, ongoing investment and contribution advice, plus their Trustee and compliance responsibilities.

Effective superannuation and SMSF advice for our clients is commonly an integral part of our MAP strategy, program and reporting tool.

If you would like to discuss how we can assist you with your superannuation, the appropriateness of an SMSF for you, or perhaps financial planning for your retirement, contact baldwinwicks.

Personal Insurances

baldwinwicks clients commonly take-out insurance cover so that either themselves or their families do not suffer undue financial hardship in the event of illness, job loss or death.

We work with all major providers in the market to deliver our clients insurance-related advice so they have the right level of cover at the right time of their life. Importantly, we also ensure your insurance cover is structured to minimise the impact cash flows, whilst maximising the tax effectiveness of the protection. Our end-to-end insurance advisory solution encompasses policy sourcing, structuring, processing and budget management for;

  • Income protection
  • Total & Permanent Disability insurance
  • Trauma
  • Life insurance.

If you would like to discuss how we can assist you with your personal insurances, contact baldwinwicks.

baldwinwicks is an independent Australian Credit License holder License Number 413388. baldwinwicks Financial Advisers Pty Ltd is a Corporate Authorised Representative of Millennium3 Financial Services Pty Ltd, Australian Financial Services Licence No. 244252.